INDIVIDUAL LIFE INSURANCE

Your family’s financial security is rooted in having the right life insurance.  Soules Insurance can provide you the best individual life insurance plan that will meet your needs.  An adequately planned individual life insurance package protects your financial assets against the uncertainties of life, and allows you to protect the future for your family.

Although personal life insurance helps to provide for the needs of your family and other dependents should you pass away, it’s also critical for those who are just starting out or starting over.  As an experienced life insurance agency, Soules Insurance can assist you in selecting the policy that best suits your individual situation. 

Individual Life Insurance Plans include:

Term Life Insurance

Individual Term Life Insurance is typically the least expensive and less complicated kind of individual life insurance available within Texas.  Insurance protection is available at a low, fixed cost for a specific time period (e.g. 1, 10, or 20 years) upon expiration of this period, it is necessary to re-apply for coverage, which may or may not stay at the original fixed cost.  In the event of your death during this term period, your beneficiary receives a death benefit.

Whole Life Insurance

As opposed to Term Life Insurance, Individual Whole Life Insurance policies cover you for your entire life.  Whole life Insurance, however, requires policy holders to pay higher premiums because the policy has no time limit like Term Life Insurance does.

Universal Life Insurance

Like Whole Life Insurance, Individual Universal Life Insurance also covers you for life.  However Universal Life Insurance offers the choice to raise or lower your premium and your death benefits.

Variable Universal Life (VUL) Insurance

Individual Variable Life Insurance allows you to change your policy based on your current circumstances in life.  In addition, a VUL policy gives you chances to invest funds into stocks and bonds with a plan to increase those funds for you and your beneficiaries.

Soules Insurance Agency, LP is one of the largest independent insurance agencies in Conroe, The Woodlands, Willis, Cleveland, Huntsville and North Houston area as well as the Interstate 45 corridor to Dallas. 

Please call (936) 756-0671 to learn more about our life insurance plans and what they provide or simply fill out and submit the online form below to receive a call and quote for your business in Conroe, Texas and the surrounding areas.