Texas dwelling fire insurance is the preferred coverage for people who want to safeguard their rental properties, seasonal and secondary homes, and other residences without permanent occupancy. Dwelling fire insurance is different from Texas Homeowner’s Insurance as the policy holder must be a permanent resident to qualify for homeowner’s insurance. Those needing dwelling fire insurance policies include: landlords, investment property owners, and people that own properties that are currently vacant as well as homes under construction (builder’s risk). Soules Insurance wants to be your fire insurance company of choice by offering you the best coverage available.

Dwelling fire insurance policies cover homes that suffer:

  • Fire and smoke damage
  • Ice and sleet damage
  • Hail and lightning damage
  • Explosions
  • Vandalism, burglaries, and civil disturbances
  • Damage caused by aircraft or other vehicles

This insurance covers not only the structure itself, but additional attachments to the home, including interior elements such as woodwork, countertops, and plumbing on top of additions such as garages and sheds.

Because Texas dwelling fire insurance is more specialized than homeowner’s insurance, it has a narrower scope of coverage, and it is not available at every insurance agency. Soules Insurance works with a number of fire insurance companies in the state and we promise to assist you in cutting through the legalese to purchase the best and most affordable property fire damage insurance policy.

Don’t let yourself be held liable for damage that happens to your rental or investment property when you aren’t there. The agents at Soules Insurance will assist you in putting together a Texas dwelling fire insurance package tailored to protect your investment and your property at a cost you can afford.

Soules Insurance Agency, LP is one of the largest independent insurance agencies in Conroe, The Woodlands, Willis, Cleveland, Huntsville and North Houston area as well as the Interstate 45 corridor to Dallas.

Please call (936) 756-0671 to learn more about what our Dwelling fire Insurance Policies provide, simply fill out and submit the online form below to receive a call and quote for your business in Conroe, Texas and the surrounding areas.