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    9 Summer Driving Risks for Teen Drivers

    Posted by Soules Insurance on Wed, Jun 5, 2019

    Whether it’s day or night, sunny or pouring rain, free of traffic or heavily congested, maneuvering the road as a driver requires attention, experience and just a bit of luck. And while the risks that come with driving will always exist, they are somehow magnified when it’s summer — especially for teen drivers.

    Over the past five years, according to AAA, nearly 3,500 people have been killed in crashes involving teen drivers between Memorial Day and Labor Day, the period that has become known as the “100 Deadliest Days,” when the number of crash fatalities involving a teen driver historically rise. In particular, the average number of deaths from crashes involving teen drivers ages 15-18 was 17% higher per day compared to other days of the year.

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    Tags: Teen Safety, Teen Drivers, Car Insurance, Teen Driver Safety, Insuring a teen driver, Teen Driver, Insurance for Teen Driver, Teen Driving Risks, Teen Car Insurance

    5 Most Expensive States For Insuring A Teen Driver

    Posted by Soules Insurance on Wed, Jun 27, 2018

    Adding a teen driver to an auto insurance policy automatically raises rates in every state in the country, and not by a small margin. To make matters worse for parents, the cost of adding their teen to their auto policy is becoming increasingly expensive year after year, with some states seeing prices increases exceeding 100%.

    The reason is that teen drivers are the riskiest demographic on the road today. According to the Centers for Disease Control and Prevention (CDC), motor vehicle crashes are the leading cause of death for U.S. teens, and account for 6 accident related deaths per day.

    According to the Institute for Highway Safety (IIHS), teens have a crash rate per mile driven that is three times that of drivers 20 and older. The IIHS also points out that in 2013, teen drivers represented only 7% of the U.S. population but accounted for 11% and $10 billion worth of the total costs of motor vehicle injuries.

    Keep reading to see which states are the most expensive for adding a teen driver to an auto insurance policy.

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    Tags: auto insurance, Teen Drivers, Car Insurance, Insurance Carriers, Insuring a teen driver, Driver Discounts, Teen Driver, Auto Premiums, Expensive

    National Teen Driver Safety Week: What you can do

    Posted by Soules Insurance on Fri, Oct 20, 2017

    For teen drivers still assimilating to the road, practicing safe habits can mean the difference between avoiding accidents and their fallout, and driving longevity. However, many teen drivers continue to be distracted and put themselves and others at risk.

    In 2015, 1,972 teen drivers of passenger vehicles were involved in fatal motor vehicle traffic crashes; an estimated 99,000 teen passenger vehicle drivers were injured in motor vehicle traffic crashes. What can we do to lower these numbers?

    This year, on October 15-21, 2017, National Teen Driver Safety Week has information for parents who may be unsure how to approach the subject with their teen drivers. Multiple campaigns fall under National Teen Driver Safety Week, so here's what you need to know:


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    Tags: Teen Safety, Teen Drivers, Teen Driver Safety, National Teen Driver Safety Week, Driver Safety

    10 Safe and Affordable Cars for Teen Drivers

    Posted by Soules Insurance on Mon, Oct 3, 2016


    According to the Centers for Disease Control and Prevention (CDC), 2,163 drivers aged 16-19 were killed in 2013, and 243,243 had to be treated in emergency rooms for injuries they received in auto accidents.

    The CDC also says that teen drivers are three times as likely to be involved in a fatal crash, are more likely to underestimate dangerous driving situations, speed without allowing the appropriate distance between vehicles, and engage in other risky behaviors.

    Keeping teen drivers safe is a concern for most parents and California-based Mercury Insurance has released a list of the top 10 safest and most affordable 2016 vehicles to insure for teen drivers, based on ratings from the National Highway Traffic Safety Administration.

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    Tags: Teen Safety, Teen Drivers, Affordable Cars