If you find yourself asking, “What is Liability Insurance coverage?” you’re not alone. Liability Insurance is a broad term used to describe coverage that can help protect you from the costs of a lawsuit or when others claim you are responsible for damage to their person or property. Typically, liability insurance falls under the categories of business/commercial, home, auto, personal and professional.
Most people require multiple types of liability coverage. Some of these coverages are mandatory in certain states. Most states require drivers to have Auto Liability Insurance. Every state except for Texas requires certain businesses to have Workers’ Compensation Liability insurance. Typically, most businesses need
General Liability insurance.
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