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    Spring Home Maintenance Tips

    Posted by Soules Insurance on Fri, Mar 29, 2019

    The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance. After a long winter, it is a good idea to spend time on preventive measures to help maintain your home and property throughout the year. Tasks such as cleaning out your gutters, checking for dead trees and branches and cleaning and inspecting home mechanical systems, such as heating and air conditioning equipment, can make spring a season of safety.

    Cleaning and maintenance of your home should be done inside and out. Although the tasks are different, ensuring all the elements of your home are in good working order can help keep your family safe and your maintenance expenses lower over the long run.

    Check out these spring home maintenance tips and download a free checklist.

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    Tags: Home Insurance, Homeowner's Insurance, Homeowners Liability, Affordable Homeowners Insurance, Spring Cleaning, Home Maintenance, Spring, Maintenance, Cleaning Tips, Spring Maintenance

    5 Homeowner Safety Tips For Super Bowl Parties

    Posted by Soules Insurance on Fri, Feb 1, 2019

    This year, roughly 45% of Americans plan to host or attend a Super Bowl party, according to the National Retail Federation (NRF).

    "As a favorite American past-time, the Super Bowl is a great chance for viewers to reconnect with friends and family," says NRF Analyst Pam Goodfellow. "Even though the number of viewers is slightly down this year, plenty are still planning to enjoy the day by watching it at their favorite bar or friend's place."

    Insurance experts advise homeowners who choose to host a Super Bowl party to anticipate potential liabilities — on the chance something unexpected occurs that results in an insurance claim.

    Continue reading for 5 tips on how to reduce your risk during the Super Bowl.

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    Tags: Homeowner's Insurance, Liability Insurance, Superbowl Party, Superbowl Party Tips, Insurance Tips, Hosting the Super Bowl, Homeowners Liability, Superbowl Sunday, Superbowl Tips

    5 Open House Safety Tips for Homeowners

    Posted by Soules Insurance on Fri, Oct 19, 2018

    The life of a homeowner is one of many chapters. One of those chapters often includes selling their home and embarking on a new journey.

    To do just that, many host an open house in the hopes of attracting potential buyers. But allowing strangers into a home, whether they’re genuinely interested or not, is lined with risks that homeowners must prepare for.

    For homeowners looking to sell or in the process of selling, there are many tips to help you prepare for any lurking risks on the open market. Here are five open house safety tips for homeowners.

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    Tags: Homeowners' Policy, Homeowner's Insurance, Homeowners', Safety Tips, Homeowner, Homeowners Liability, Open House, Selling your house, Buyer, Tips, Realtor, Open House Tips, house on the market, Open, House

    Top 10 Most Affordable States for Home Insurance

    Posted by Soules Insurance on Thu, Mar 1, 2018

    Homeowners nationwide must manage diverse risks. From natural disasters to robberies, there are innumerable exposures waiting to strike.

    Fortunately, a good home insurance plan can provide adequate protection. Unfortunately, a good home insurance can cost you — especially depending on where you live in the United States.

    Geography, among other variables, factors into home insurance costs. Certain states frequently suffer catastrophic losses from some type of natural disaster and home insurance accounts for this in their pricing. But while a number of states have high prices for home insurance, many do not. So which state has the most affordable home insurance?

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    Tags: Homeowner's Insurance, Homeowners', United States, Top Ten States, Affordable Homeowners Insurance, Affordable Home Insurance

    5 Homeowners Insurance Tips For Super Bowl Party Hosts

    Posted by Soules Insurance on Tue, Jan 30, 2018

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    This year, roughly 45% of Americans plan to host or attend a Super Bowl party, according to the National Retail Federation (NRF).

    "As a favorite American past-time, the Super Bowl is a great chance for viewers to reconnect with friends and family," says NRF Analyst Pam Goodfellow. "Even though the number of viewers is slightly down this year, plenty are still planning to enjoy the day by watching it at their favorite bar or friend's place."

    Insurance experts advise homeowners who choose to host a Super Bowl party to anticipate potential liabilities — on the chance something unexpected occurs that results in an insurance claim.

    Continue reading for 5 tips on how to reduce your risk during the Super Bowl.

    Read More

    Tags: Homeowner's Insurance, Liability Insurance, Superbowl Party, Superbowl Party Tips, Insurance Tips, Hosting the Super Bowl, Homeowners Liability, Superbowl Sunday, Superbowl Tips

    What Every Homeowner Should Know About Fire Extinguishers

    Posted by Soules Insurance on Tue, Dec 19, 2017

    According to the National Fire Protection Association, every 23 seconds a fire department responded to a fire in the US in 2015. Equipping your home with portable fire extinguishers can assist in minimizing fire damage from small, self-contained fires before much-needed help arrives.

    You may be unsure of which fire extinguishers are best for your home, where they should be located, or even how to use them. Let’s take a look at the different types of fire extinguishers and review some tips for buying, maintaining and using a fire extinguisher in your home.

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    Tags: Fire Safety, Homeowner's Insurance, Fire Extinguisher, Homeowner, Home Fire Extinguisher

    Here’s why some water damage claims aren't covered

    Posted by Soules Insurance on Fri, Jun 9, 2017


    Home water damage comes from many different sources, is classified in different ways, and falls under different areas of coverage.

    For instance, natural flooding is considered to be very different from standard water damage and is covered under separate policies. When you’re confronted with a claim, here are some of the things you need to look for to judge the matter correctly according to the policy.

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    Tags: Homeowner's Insurance, Water Damage, Water Damage Claims, Insurance Coverage for Water Damage, Home