It's Fall: 5 seasonal liabilities that homeowners face

    Posted by Soules Insurance on Tue, Nov 6, 2018

    Many homeowners assume that if something bad were to happen to their property, their homeowners’ insurance will automatically cover the damage. This isn’t always the case. Your insurance coverage can be rescinded if you don’t take the necessary steps to protect your home from the potential damage, or your claim can be denied, due to lack of proper home maintenance.

    As we enter the fall season, it’s important to consider the following hazards and risk management steps to mitigate instances that could lead to potential claims. 

    Read More

    Tags: Homeowners', Homeowner Liability, Home Property Damage, Fall, Homeowners Liability, Property, Fall Liability, Autumn, Season, Seasonal, Seasonal Liability, Fall Season

    Backyard Danger - Play Equipment May Pose Safety Concerns

    Posted by Soules Insurance on Wed, May 24, 2017


    Now that summertime is almost upon us, playground season is in full swing. Are the kids in the backyard and at the local playground safe?  The U.S. Consumer Product Safety Commission (CPSC) has found that far too often, fun and games on the backyard play set or at the community playground can lead to injuries — and even death.

    In order to encourage a fun and safe summer, the following is an overview of insurance coverage recommendations, data about the types of injuries sustained, and a helpful list of some playground safety guidelines.

    Read More

    Tags: Playground Dangers, Homeowner Liability, Play Equipment Injuries, Safety Concerns