Halloween Safety Tips for Trick-or-Treating Fun

    Posted by Soules Insurance on Tue, Oct 23, 2018

    Do you remember how much fun it was to get dressed up as your favorite action hero, cartoon character or princess and go door to door for Halloween treats? Well, your children can now experience that same joy. Just as your parents did for you, now it’s your turn to prevent Halloween accidents and injuries by supervising your children closely.

    Here are some safety tips to help you out.

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    Tags: Halloween Safety, Halloween Night, Halloween Safety Tips, Trick-or-Treat, Trick-or-Treating, How to Trick or Treat Safely, Trick-or-Treating Safety Tips, Halloween, Fall Safety Tips, Rules for Safe Trick-or-Treating, trick-or-treating tips

    Don't be tricked this Halloween - Top 5 Insurance Tips

    Posted by Soules Insurance on Mon, Oct 30, 2017

    Halloween can be fun for the young and young at heart, but it can also be a bit scary if you’re unprepared for the potential hazards due to an influx of visiting vampires, ghosts, and Disney characters.

    Do you know if you're properly covered by your homeowners' insurance company?

    The average consumers don't read every paragraph of their homeowners' insurance policies when they're first issued — and are even less likely to pull the policy off the shelf, dig through old emails or log in to find it online. Unfortunately, this means that many are unaware of the potential issues faced by homeowners when scary little visitors come calling.

    We’ve compiled five simple questions to ask yourself or your agent this October to make sure you’re covered for any unexpected tricks.

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    Tags: Halloween Safety, Halloween Risks, Insurance Risks, Halloween Night, Halloween Insurance Tips

    How to Prevent Halloween Related Claims

    Posted by Soules Insurance on Fri, Oct 28, 2016

    Halloween is a scary holiday, but even the goriest costumes or darkest haunted houses aren’t as scary as the risks insureds need to protect themselves against, such as fire, distracted driving, vandalism, and theft.

    According to claims data from New York City-based Travelers Cos., on average there are 24 percent more crime-related claims on Halloween than any other day of the year. Of those claims, 19 percent are related to vandalism and “malicious mischief,” 21 percent are off-premises theft (personal items such as a GPS or laptop left in a vehicle) and 60 percent are on-premises thefts.

    Keep reading to find out how to prevent Halloween related claims and determine whether or not your policy will cover the holiday damage.

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    Tags: Halloween Safety, Preventing Halloween Claims