Many people wrongly assume that they’ll have plenty of time to escape from their home if they notice fire. The reality is that the modern, synthetic materials that are commonly found in most homes mean that fires burn faster than ever. According to the U.S. Fire Administration, a small flame can turn into an uncontrollable fire in less than 30 seconds.

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An active shooter is an individual actively engaged in killing or attempting to kill people in a confined and populated area. To best prepare your staff for an active shooter situation, create an emergency action plan (EAP) and conduct training exercises. Together, the EAP and training exercises will prepare your staff to effectively respond and help minimize loss of life.

Listed below are the U.S. Department of Homeland Security’s guidelines on how to best prepare your business for an active shooter.

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According to the Federal Emergency Management Agency, 40 percent of businesses never reopen after a disaster. Implementing steps to prepare for and respond to disasters can help to reduce loss. In order to protect your business from unavoidable interruptions, it is recommended that you have a plan in place.

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Disaster preparation comes in many forms—evacuation plans, disaster supply kits, pet plans and more. It is important that insurance checkups aren’t overlooked. Property owners often believe that homeowners insurance covers flooding. It doesn’t, which is why talking with your insurance agent about flood insurance is so important.

September is National Preparedness Month and the perfect opportunity to reach out to your insurance agency for an insurance checkup. Talk to your agent about flood insurance and the risks you could face from new development, flash floods, levees, flood after fire and more. Flooding is the nation’s No. 1 natural disaster, and anywhere it rains it can flood.

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