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When you rent a vehicle do you familiarize yourself with the controls, such as the lights and windshield wipers, while you’re driving? Do you ever eat a burger or have a cup of coffee while you’re behind the wheel? All of these behaviors can be distractions that force drivers to take their eyes off the road.
Read MoreTags: auto, auto insurance, Car Insurance, Distracted Driving, Texting while driving, Distracted Driving Statistics, Teen Driver, Driving, Driving and Texting, Distracted
Tags: auto insurance, Car Insurance, Buying Auto Insurance, Car Crash, Car Accident, Brand New Car, New Car, Car was totaled, Totaled Car, Gap Insurance
When drivers first hear about a car accident, they might assume the incident in question involves a collision between two vehicles.
But nearly six out of 10 fatal car accidents in the United States involve only one vehicle, according to reporting from the National Highway Traffic Safety Administration (NHTSA).
Read MoreTags: auto insurance, NHTSA, Top 15 States, Car Crash, National Highway Traffic Safety Administration, Car Accident, Deadly Crash, Vehicle Safety, top 15
Tags: auto insurance, Distracted Driving Awareness Month, Distracted Driving, Distracted Driving Statistics, Phone Distraction, Buying Auto Insurance, Distraction, Worthit
If you've experienced a minor car accident, you're not alone. According to the National Safety Council, approximately 18,720 people died on U.S. roadways between January and June in 2018. An additional 2.1 million people are estimated to have sustained serious crash-related injuries during the first six months of 2018. There are a number of factors impacting the auto industry today and car crashes are just one of them.
See below for an infographic from Encompass which reveals additional factors impacting auto insurance today.
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Tags: auto, auto insurance, Car Insurance, Auto Premiums, Auto Policy, Car, Car Insurance Changes, Buying Car Insurance, Buying Auto Insurance, Car Crash, Auto Insurance Trends
Driving is a way of life in the U.S.
But drivers should never take to the road without auto insurance, which is regulated at the state level. That means the price of coverage can vary drastically from one state to the next.
There are many factors that go into determining how much one pays for auto insurance. Age, gender, marital status and home address all factor in. Such elements make it difficult to compare prices between auto insurance companies without going through the hassle of obtaining very specific quotes.
Fortunately, the folks at howmuch.net crunched the numbers and found out how much auto insurance costs across the country.
Read MoreTags: auto, auto insurance, Car Insurance, Top 10 States, Auto Premiums, Expensive, Personal Lines, Expensive Car Insurance, Buying Car Insurance, Buying Auto Insurance
Insurance Services Office, Inc. (ISO), an acknowledged leader in writing policy language to cover property and liability risks, recently released a revised personal auto policy (PAP) that will be effective on Sept. 1, 2018.
These changes were worded specifically to make sure that both the insured and the insurer are protected to the fullest intent of the policy. The following discussion highlights some of the more important changes in the 2018 version of the personal auto policy.
Read MoreTags: auto, auto insurance, Car Insurance, Auto Policy, Auto Policy Changes, Car, Policy Changes, Car Insurance Changes
Adding a teen driver to an auto insurance policy automatically raises rates in every state in the country, and not by a small margin. To make matters worse for parents, the cost of adding their teen to their auto policy is becoming increasingly expensive year after year, with some states seeing prices increases exceeding 100%.
The reason is that teen drivers are the riskiest demographic on the road today. According to the Centers for Disease Control and Prevention (CDC), motor vehicle crashes are the leading cause of death for U.S. teens, and account for 6 accident related deaths per day.
According to the Institute for Highway Safety (IIHS), teens have a crash rate per mile driven that is three times that of drivers 20 and older. The IIHS also points out that in 2013, teen drivers represented only 7% of the U.S. population but accounted for 11% and $10 billion worth of the total costs of motor vehicle injuries.
Keep reading to see which states are the most expensive for adding a teen driver to an auto insurance policy.
Read MoreTags: auto insurance, Teen Drivers, Car Insurance, Insurance Carriers, Insuring a teen driver, Driver Discounts, Teen Driver, Auto Premiums, Expensive
Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. Most ride-sharing businesses are in the early stages of development, and the popularity, risk management and compliance issues they’re facing are all in uncharted territory.
Read MoreTags: Uber, auto, auto insurance, Lyft, Ride-sharing, Dangers of Uber, Uber App, Uber driver, Lyft App, Ride-sharing service, Ridesharing
Staged accidents are a common type of insurance fraud. Often, dishonest drivers will manoeuvre innocent motorists into auto crashes. While your car may only suffer minor damages, fraudsters can make large claims for fake injuries or charge your auto insurance company for damage.
Find out how you can best protect yourself against staged accident fraud.
Read MoreTags: auto insurance, Car Insurance, Auto Insurance Fraud, Staged Accident Fraud, Accident Fraud, Insurance Fraud
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