Everyone Can Play a Role in Preventing Distracted Driving

    Posted by Soules Insurance on Fri, Feb 21, 2020

    When you rent a vehicle do you familiarize yourself with the controls, such as the lights and windshield wipers, while you’re driving? Do you ever eat a burger or have a cup of coffee while you’re behind the wheel? All of these behaviors can be distractions that force drivers to take their eyes off the road.

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    Tags: auto, auto insurance, Car Insurance, Distracted Driving, Texting while driving, Distracted Driving Statistics, Teen Driver, Driving, Driving and Texting, Distracted

    My new car was totaled. Now what?

    Posted by Soules Insurance on Thu, May 30, 2019

    When that pretty new car with that large loan is totaled, will you have the correct insurance coverage to pay the loan and replace the car?

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    Tags: auto insurance, Car Insurance, Buying Auto Insurance, Car Crash, Car Accident, Brand New Car, New Car, Car was totaled, Totaled Car, Gap Insurance

    Top 15 states for deadly motor vehicle accidents

    Posted by Soules Insurance on Wed, May 22, 2019

    When drivers first hear about a car accident, they might assume the incident in question involves a collision between two vehicles.

    But nearly six out of 10 fatal car accidents in the United States involve only one vehicle, according to reporting from the National Highway Traffic Safety Administration (NHTSA).

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    Tags: auto insurance, NHTSA, Top 15 States, Car Crash, National Highway Traffic Safety Administration, Car Accident, Deadly Crash, Vehicle Safety, top 15

    Cell Phones & Driving - A Dangerous Combination

    Posted by Soules Insurance on Wed, Apr 10, 2019

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    Tags: auto insurance, Distracted Driving Awareness Month, Distracted Driving, Distracted Driving Statistics, Phone Distraction, Buying Auto Insurance, Distraction, Worthit

    The Reality of Car Crashes - Trends Affecting Auto Insurance

    Posted by Soules Insurance on Tue, Feb 19, 2019

    If you've experienced a minor car accident, you're not alone. According to the National Safety Council, approximately 18,720 people died on U.S. roadways between January and June in 2018. An additional 2.1 million people are estimated to have sustained serious crash-related injuries during the first six months of 2018. There are a number of factors impacting the auto industry today and car crashes are just one of them.

    See below for an infographic from Encompass which reveals additional factors impacting auto insurance today.

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    Tags: auto, auto insurance, Car Insurance, Auto Premiums, Auto Policy, Car, Car Insurance Changes, Buying Car Insurance, Buying Auto Insurance, Car Crash, Auto Insurance Trends

    10 most expensive states for buying auto insurance

    Posted by Soules Insurance on Wed, Nov 28, 2018

    Driving is a way of life in the U.S.

    But drivers should never take to the road without auto insurance, which is regulated at the state level. That means the price of coverage can vary drastically from one state to the next.

    There are many factors that go into determining how much one pays for auto insurance. Age, gender, marital status and home address all factor in. Such elements make it difficult to compare prices between auto insurance companies without going through the hassle of obtaining very specific quotes.

    Fortunately, the folks at crunched the numbers and found out how much auto insurance costs across the country.

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    Tags: auto, auto insurance, Car Insurance, Top 10 States, Auto Premiums, Expensive, Personal Lines, Expensive Car Insurance, Buying Car Insurance, Buying Auto Insurance

    2018 Auto Insurance Changes - Part 1

    Posted by Soules Insurance on Tue, Aug 28, 2018

    Insurance Services Office, Inc. (ISO), an acknowledged leader in writing policy language to cover property and liability risks, recently released a revised personal auto policy (PAP) that will be effective on Sept. 1, 2018.

    These changes were worded specifically to make sure that both the insured and the insurer are protected to the fullest intent of the policy. The following discussion highlights some of the more important changes in the 2018 version of the personal auto policy.

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    Tags: auto, auto insurance, Car Insurance, Auto Policy, Auto Policy Changes, Car, Policy Changes, Car Insurance Changes

    5 Most Expensive States For Insuring A Teen Driver

    Posted by Soules Insurance on Wed, Jun 27, 2018

    Adding a teen driver to an auto insurance policy automatically raises rates in every state in the country, and not by a small margin. To make matters worse for parents, the cost of adding their teen to their auto policy is becoming increasingly expensive year after year, with some states seeing prices increases exceeding 100%.

    The reason is that teen drivers are the riskiest demographic on the road today. According to the Centers for Disease Control and Prevention (CDC), motor vehicle crashes are the leading cause of death for U.S. teens, and account for 6 accident related deaths per day.

    According to the Institute for Highway Safety (IIHS), teens have a crash rate per mile driven that is three times that of drivers 20 and older. The IIHS also points out that in 2013, teen drivers represented only 7% of the U.S. population but accounted for 11% and $10 billion worth of the total costs of motor vehicle injuries.

    Keep reading to see which states are the most expensive for adding a teen driver to an auto insurance policy.

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    Tags: auto insurance, Teen Drivers, Car Insurance, Insurance Carriers, Insuring a teen driver, Driver Discounts, Teen Driver, Auto Premiums, Expensive

    The Dangers of Uber and Other Ride-sharing Apps

    Posted by Soules Insurance on Thu, Jun 7, 2018

    Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. Most ride-sharing businesses are in the early stages of development, and the popularity, risk management and compliance issues they’re facing are all in uncharted territory.

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    Tags: Uber, auto, auto insurance, Lyft, Ride-sharing, Dangers of Uber, Uber App, Uber driver, Lyft App, Ride-sharing service, Ridesharing

    Staged Accident Fraud - Don't Become A Victim

    Posted by Soules Insurance on Thu, Feb 8, 2018

    Staged accidents are a common type of insurance fraud. Often, dishonest drivers will manoeuvre innocent motorists into auto crashes. While your car may only suffer minor damages, fraudsters can make large claims for fake injuries or charge your auto insurance company for damage.

    Find out how you can best protect yourself against staged accident fraud.

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    Tags: auto insurance, Car Insurance, Auto Insurance Fraud, Staged Accident Fraud, Accident Fraud, Insurance Fraud