Everyone Can Play a Role in Preventing Distracted Driving

    Posted by Soules Insurance on Fri, Feb 21, 2020

    When you rent a vehicle do you familiarize yourself with the controls, such as the lights and windshield wipers, while you’re driving? Do you ever eat a burger or have a cup of coffee while you’re behind the wheel? All of these behaviors can be distractions that force drivers to take their eyes off the road.

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    Tags: auto, auto insurance, Car Insurance, Distracted Driving, Texting while driving, Distracted Driving Statistics, Teen Driver, Driving, Driving and Texting, Distracted

    The Reality of Car Crashes - Trends Affecting Auto Insurance

    Posted by Soules Insurance on Tue, Feb 19, 2019

    If you've experienced a minor car accident, you're not alone. According to the National Safety Council, approximately 18,720 people died on U.S. roadways between January and June in 2018. An additional 2.1 million people are estimated to have sustained serious crash-related injuries during the first six months of 2018. There are a number of factors impacting the auto industry today and car crashes are just one of them.

    See below for an infographic from Encompass which reveals additional factors impacting auto insurance today.

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    Tags: auto, auto insurance, Car Insurance, Auto Premiums, Auto Policy, Car, Car Insurance Changes, Buying Car Insurance, Buying Auto Insurance, Car Crash, Auto Insurance Trends

    10 most expensive states for buying auto insurance

    Posted by Soules Insurance on Wed, Nov 28, 2018

    Driving is a way of life in the U.S.

    But drivers should never take to the road without auto insurance, which is regulated at the state level. That means the price of coverage can vary drastically from one state to the next.

    There are many factors that go into determining how much one pays for auto insurance. Age, gender, marital status and home address all factor in. Such elements make it difficult to compare prices between auto insurance companies without going through the hassle of obtaining very specific quotes.

    Fortunately, the folks at crunched the numbers and found out how much auto insurance costs across the country.

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    Tags: auto, auto insurance, Car Insurance, Top 10 States, Auto Premiums, Expensive, Personal Lines, Expensive Car Insurance, Buying Car Insurance, Buying Auto Insurance

    2018 Auto Insurance Changes - Part 1

    Posted by Soules Insurance on Tue, Aug 28, 2018

    Insurance Services Office, Inc. (ISO), an acknowledged leader in writing policy language to cover property and liability risks, recently released a revised personal auto policy (PAP) that will be effective on Sept. 1, 2018.

    These changes were worded specifically to make sure that both the insured and the insurer are protected to the fullest intent of the policy. The following discussion highlights some of the more important changes in the 2018 version of the personal auto policy.

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    Tags: auto, auto insurance, Car Insurance, Auto Policy, Auto Policy Changes, Car, Policy Changes, Car Insurance Changes

    The Dangers of Uber and Other Ride-sharing Apps

    Posted by Soules Insurance on Thu, Jun 7, 2018

    Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. Most ride-sharing businesses are in the early stages of development, and the popularity, risk management and compliance issues they’re facing are all in uncharted territory.

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    Tags: Uber, auto, auto insurance, Lyft, Ride-sharing, Dangers of Uber, Uber App, Uber driver, Lyft App, Ride-sharing service, Ridesharing

    Your auto insurance and Uber

    Posted by Warner Phelps on Tue, May 20, 2014

    Do you have auto insurance coverage if you are an Uber (or Lyft) driver? 

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    Tags: personal insurance, Uber, cars, auto, auto insurance