INDIVIDUAL LIFE INSURANCE
Offering your employees the option of life Insurance is an inexpensive way to give peace of mind to them and their families. At Soules Insurance, we have been doing this for over 66 years and we can offer your business life insurance options to enhance your employee benefit package.
Individual Life Insurance Policies include:
Term Life Insurance
Individual Term Life Insurance is typically the least expensive and less complicated kind of individual life insurance available within Texas. Insurance protection is available at a low, fixed cost for a specific time period (e.g. 1, 10, or 20 years) upon expiration of this period, it is necessary to re-apply for coverage, which may or may not stay at the original fixed cost. In the event of your death during this term period, your beneficiary receives a death benefit.
Whole Life Insurance
As opposed to Term Life insurance, individual whole life insurance policies cover you for your entire life. Whole life insurance, however, requires policy holders to pay higher premiums because the policy covers you for the rest of your life. The company cannot cancel you or require you to complete a new application to continue the policy.
Universal Life Insurance
Like Whole Life Insurance, Individual Universal Life Insurance also covers you for life. However Universal Life Insurance offers the choice to raise or lower your premium and your death benefits.
Variable Universal Life (VUL) Insurance
Individual Variable Life Insurance allows you to change your policy based on your current circumstances in life. In addition, a VUL policy gives you chances to invest funds into stocks and bonds with a plan to increase those funds for you and your beneficiaries.
Soules Insurance Agency understands that offering life insurance as part of an employee benefits package for your employees, could help you attract and retain key people in your business. Our experts can help you choose options that best fit your business needs.
To help us provide you with a quote on group health insurance for your Texas business, please download and complete our Texas Group Health Insurance Census by clicking the link.
Soules Insurance Agency, LP is one of the largest independent insurance agencies in Conroe, The Woodlands, Willis, Cleveland, Huntsville and North Houston area as well as the Interstate 45 corridor to Dallas.
Please call (936) 756-0671 to learn more about our employee benefits plans and what they provide or simply fill out and submit the online form below to receive a call and quote for your business in Conroe, Texas and the surrounding areas.