GROUP HEALTH INSURANCE
Competition among Texas businesses for the best employees is intense. Often it’s a company’s health insurance plan that can be a deciding factor in the final decision for a job seeker deciding who to work for. Soules Insurance Agency wants to ensure that your company attracts and retains the best employees that the state has to offer. That is why we are proud to present various group medical insurance packages meant to do exactly that.
A number of group health insurance plans are available to Texas businesses & companies. These include:
Preferred Provider Organization (PPO) Plans
A PPO is one of the most recognizable group health insurance plans available to Texas businesses. Your employees have a network of healthcare providers from which to choose with a PPO plan. Under this plan, employees may see a physician outside the network, but choosing a doctor within their network will save your employees more money.
Health Maintenance Organization (HMO) Plans
An HMO differs from a PPO in that employees must only see physicians within their network.
Point of Service (POS) Plans
A POS group health plan is another option which falls between the rigid HMO and the flexible PPO choices. Like an HMO, employees choose a primary physician, but as with a PPO, a POS plan lets them see physicians outside of the plan's network as well.
Health Savings Account (HSA) Plans
HSA plans allow your employees to deduct a tax-free portion from their paychecks and deposit that amount into a savings account. These funds roll over from year to year if not used, and can be used for nearly any required medical care services.
The cafeteria plan permits individual employees the choice to select where they'd prefer their healthcare benefits to go. For example, if they have a child in need of braces, they may opt for more coverage on their dental plan. Conversely, it they work at a high-risk environment, they may choose to allocate their benefit money towards accident or life insurance.
Get Started with Your Group Health Insurance Plan
The health insurance agents at Soules Insurance wants to find an affordable group health insurance plan that gives the valued employees at your company the medical care coverage they deserve.
To help us provide you with a quote on group health insurance for your Texas business, please download and complete our Texas Group Health Insurance Census.
If you would like to contact us, please call (936) 756-0671 or fax at (936) 756-6877 to learn more about our employee benefits plans, simply fill out and submit the online form below to receive a quote for your business in Conroe, Texas and the surrounding area.