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    Child Passenger Safety Week - Sept. 23-29, 2018

    Posted by Soules Insurance on Fri, Sep 21, 2018

    Photo: Intel Free Press, https://www.flickr.com/photos/intelfreepress/16052141820, License

    It’s so important to choose and use the right car seat correctly every time your child is in the car. Many times deaths and injuries can be prevented by proper use of car seats, boosters and seat belts. On average, two children under 13 were killed per day in 2016 while riding in cars, SUVs, pickups or vans. 

    Continue reading for more details on Child Passenger Safety Week and how you can keep a child safe while riding in a vehicle. 

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    Tags: NHTSA, Child Car Seats, Infant Car Seat, Seat belt, Child Passenger Safety, Car Seats, Car Seat Safety, Booster Seat, Child Safety, Passenger Safety Week

    IRS and DOL Issue Guidance on Association Health Plans

    Posted by Soules Insurance on Tue, Sep 18, 2018

    Both the IRS and Department of Labor (DOL) have issued new compliance guidance for association health plans (AHPs).

    Check out this month's Benefits Buzz for the latest news and updates in the world of benefits.

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    Tags: ACA, IRS, DOL, Association Health Plans, Department of Labor, Medicare Part D, enrollment, AHP, Tax Cuts and Jobs Act, ACA provisions

    Prepare for incoming storms with this checklist

    Posted by Soules Insurance on Thu, Sep 13, 2018

    As Hurricane Florence continues to intensify, there is no question that its damage to the East Coast will be astronomical. It’s threat to lives, homes, agriculture and the waning tourist season have prompted multiple governors to declare a state of emergency, as well as mandatory evacuations throughout the coastal areas of the Carolinas and Virginia.

    During Hurricane season it is especially important to prepare for possible flooding. In an effort to help minimize the damage that may occur as a result of flooding, Allianz Risk Consulting has developed a checklist, meant to be used as a guide, that should be completed before, during and after a flood.

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    Tags: flood insurance, Flood Damage, Flooding, Hurricane Season, Hurricane Preparedness, Flood Insurance Coverage, Hurricane Tips, Hurricane Season 2018, Prepare for a Hurricane, Preparing for a tropical storm, Tropical Depression, Tropical Storm, Flooding from Hurricane, Prepare for flooding

    Three-quarters of Americans don't recognize this basic car warning symbol

    Posted by Soules Insurance on Wed, Sep 12, 2018

     

    As of 2016, there were about 222 million licensed drivers in the United States, and an estimated 263.6 million registered vehicles. But how well do drivers really know their vehicles?

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    Tags: Car Insurance, Driver Safety, Auto Policy, Car, Warning Symbol, Car Warning Symbol, Vehicle Issue, Warning Light, Tire Pressure, Oil Pressure Warning Light

    Auto Policy Changes In 2018 (Part 2)

    Posted by Soules Insurance on Tue, Sep 4, 2018

    Insurance Services Office, Inc. (ISO), an acknowledged leader in writing policy language to cover property and liability risks, recently released a revised personal auto policy (PAP) that will be effective on Sept. 1, 2018.

    These changes were worded specifically to make sure that both the insured and the insurer are protected to the fullest intent of the policy. The following discussion highlights some of the more important changes in the 2018 version of the personal auto policy. 

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    Tags: Policy, Car Insurance, Auto Policy, Auto Policy Changes, Car, Policy Changes, Car Insurance Changes

    2018 Auto Insurance Changes - Part 1

    Posted by Soules Insurance on Tue, Aug 28, 2018

    Insurance Services Office, Inc. (ISO), an acknowledged leader in writing policy language to cover property and liability risks, recently released a revised personal auto policy (PAP) that will be effective on Sept. 1, 2018.

    These changes were worded specifically to make sure that both the insured and the insurer are protected to the fullest intent of the policy. The following discussion highlights some of the more important changes in the 2018 version of the personal auto policy.

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    Tags: auto, auto insurance, Car Insurance, Auto Policy, Auto Policy Changes, Car, Policy Changes, Car Insurance Changes

    10 School Zone Driving Safety Tips for Back-To-School Season

    Posted by Soules Insurance on Thu, Aug 23, 2018

    The end of summer tends to means one thing for many kids and parents:

    School is back in session.

    Drivers can expect a number of changes on the road: more school buses picking up children, cars double-parked before and after school, and the return of crossings guard in school zones as kids march along to a new day of learning. In 2016, there were 5,987 pedestrians killed in traffic crashes in the U.S., up from 5,495 in 2015, according to the National Highway Traffic Safety Administration.

    With this in mind, look below to find 10 tips for drivers this back-to-school season.

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    Tags: Back-to-School, Safety Tips, Teen Driver Safety, Driver Safety, School, 10 Tips, NHTSA, Pedestrian Safety, School Zone, School Zone Driving, Back to school tips

    TWIA: Hurricane Harvey Claim Deadline Approaching

    Posted by Soules Insurance on Tue, Aug 21, 2018


    The anniversary of the date Hurricane Harvey made landfall on the Texas coast is quickly approaching on August 25, 2018. Texas law requires TWIA policyholders to report claims for windstorm damage within one year of the date the property was damaged.

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    Tags: Hurricane Harvey, Damage from Hurricane Harvey, TWIA, Texas Windstorm Insurance Association, One Year Deadline, Insurance Deadline, Hurricane Harvey Claim Deadline, Hurricane Damage

    NOAA's Updated 2018 Hurricane Predictions

    Posted by Soules Insurance on Thu, Aug 16, 2018

     

    With four storms already in the books, including two hurricanes, the Atlantic is expected to produce a total of nine to 13 named storms during the six-month hurricane season that ends Nov. 30; according to the National Oceanic and Atmospheric Administration.

    As the one year anniversary of Hurricane Harvey approaches, make sure that you and your family are prepared for what is to come this hurricane season.

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    Tags: hurricane, Hurricane Season, Hurricane Preparedness, Hurricane Harvey, Hurricane Season 2018, Prepare for a Hurricane, National Oceanic and Atmospheric Administration

    New OSHA Electronic Reporting Requirements

    Posted by Soules Insurance on Tue, Aug 14, 2018

    On July 30, 2018, the Occupational Safety and Health Administration (OSHA) issued a proposed rule to eliminate electronic reporting requirements for data from OSHA Forms 300 and 301. OSHA initially established these requirements— which apply to establishments with 250 or more employees—in a final rule issued in 2016.

    Continue reading for more information about these proposed changes.

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    Tags: OSHA, OSHA Compliance, OSHA Reporting, electronic reporting rule, OSHA Electronic Reporting, Injury Tracking Application (ITA), Form 300A, OSHA Suspends Forms 300 and 301