5 Homeowner Safety Tips For Super Bowl Parties

    Posted by Soules Insurance on Fri, Feb 1, 2019

    This year, roughly 45% of Americans plan to host or attend a Super Bowl party, according to the National Retail Federation (NRF).

    "As a favorite American past-time, the Super Bowl is a great chance for viewers to reconnect with friends and family," says NRF Analyst Pam Goodfellow. "Even though the number of viewers is slightly down this year, plenty are still planning to enjoy the day by watching it at their favorite bar or friend's place."

    Insurance experts advise homeowners who choose to host a Super Bowl party to anticipate potential liabilities — on the chance something unexpected occurs that results in an insurance claim.

    Continue reading for 5 tips on how to reduce your risk during the Super Bowl.

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    Tags: Superbowl Sunday, Superbowl Tips, Superbowl Party, Superbowl Party Tips, Homeowner's Insurance, Insurance Tips, Hosting the Super Bowl, Homeowners Liability, Liability Insurance

    10 Cyber Security Resolutions to Reduce Your Data Exposures

    Posted by Soules Insurance on Tue, Jan 29, 2019

    Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data protection practices at the start of each new year and make achievable cyber security resolutions to help protect themselves from costly breaches.

    The following are resolutions your company can implement to ensure you don’t become the victim of a cyber crime:

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    Tags: Cyber, Cyber Vulnerability, Cyber Attacks, Cyber Breach, Cyber Attack, Cyber Security, Cyber Coverage, Cyber Risk, Cyber Insurance, Cyber Insurance Coverage, Security, Data Exposures

    OSHA Announces Penalty Increases for 2019

    Posted by Soules Insurance on Tue, Jan 22, 2019

    On Jan. 15, 2019, the Occupational Safety and Health Administration (OSHA) announced that the maximum penalties for violations of workplace health and safety requirements will increase in 2019.

    Continue reading for more information on the increase in maximum penalties.

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    Tags: OSHA, OSHA Compliance, OSHA Reporting, OSHA Violations, OSHA Electronic Reporting, OSHA Electronic Reports, OSHA Rules, OSHA Penalties, Penalty Increase

    Insurance coverage for driveways, garages, and gardens - Q&A

    Posted by Soules Insurance on Wed, Jan 16, 2019

    Home insurance, as the name implies, covers policyholders in the event that their home is damaged by an insured peril. But it's really a bundle of different kinds of coverage. 

    Continue reading to find the answers to a few common homeowners insurance questions about driveways, garages, and gardens.

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    Tags: Homeowners Liability, Affordable Homeowners Insurance, Home Improvement, Home Insurance, Garage, Garden, Driveway, Insurance for Driveway, Garage Insurance

    Top 15 states people are moving to

    Posted by Soules Insurance on Fri, Jan 11, 2019

    For the third year in a row, Texas and Florida took the top spots in U-Haul’s annual Growth States rankings, which analyzes U.S. migration trends tracking which states Americans moved to in the greatest numbers.

    Keep reading to find out which states made it to the top 15. 

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    Tags: Top 15 States, Where People Are Moving, Moving, Best States to Move to, Best States, best state to live in, U-Haul

    5 Home Improvement Projects That May Have the Biggest Return on Investment

    Posted by Soules Insurance on Tue, Jan 8, 2019

    Do you have plans to renovate your home? Conventional wisdom has long held that kitchens and baths sell homes. Those are also two of the more expensive areas to tackle for home improvement, but if you make sound design and material decisions, you could end up making your home more appealing to potential buyers — and a more enjoyable place for you to live.

    These five home improvement projects can potentially provide the biggest bang for your buck for ROI.

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    Tags: Home tips, Home Insurance, Affordable Home Insurance, Home Improvement, Home Improvements, Home Project, Improvement Project, Return on Investment, ROI, Home Improvement Project

    In Reversal, Flood Insurance Program Resumes Normal Operations During Shutdown

    Posted by Soules Insurance on Wed, Jan 2, 2019

    Last Friday evening, the Federal Emergency Management Agency (FEMA) announced that the National Flood Insurance Program (NFIP) will resume the normal sale of new insurance policies and the renewal of expiring policies.

    This order rescinded an earlier decision that halted sales operations by the NFIP because of the current government shutdown and lapse in appropriations.

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    Tags: FEMA, Government Shutdown, Government Shutdown 2018, NFIP, National Flood Insurance Program, Congress has re-authorized NFIP

    Government Funding Lapse Affects Issuance of NFIP Flood Policy Transactions

    Posted by Soules Insurance on Fri, Dec 28, 2018

    Despite Congressional approval for NFIP Re-authorization extended through May 31st, 2019, the partial government shutdown has prompted FEMA to suspend all transactions on the sale or renewal of flood insurance policies backed by the National Flood Insurance Program.

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    Tags: flood insurance, National Flood Insurance Program, Prepare for flooding, Flooding, Flood Insurance Coverage, Flood, NFIP, Government Shutdown, Policy Renewal

    News Update - National Flood Insurance Program Re-authorized through May 31, 2019

    Posted by Soules Insurance on Wed, Dec 26, 2018

    As of Friday, December 21st, Congress has re-authorized NFIP until May 31, 2019.  The President is expected to sign the reauthorizing legislation.

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    Tags: NFIP, National Flood Insurance Program, FEMA, Federal Emergency Management Agency, Flood Reform, Floods, Flood Damage, Flooding, Flood Insurance Coverage, flood insurance, Lapse, National Flood Insurance Program Re-authorized, Flood Insurance Program Reinstated, Congress has re-authorized NFIP

    Breaking News - Important NFIP Reauthorization Update

    Posted by Soules Insurance on Fri, Dec 21, 2018

    As of Friday, December 21 Congress has not yet acted to reauthorize the National Flood Insurance Program. The NFIP authority is set to expire tonight at 11:59 pm. Should reauthorization not occur prior to 11:59 pm tonight, the program will fall into a lapse period. 

    Congress must now reauthorize the NFIP by no later than 11:59 pm on Dec. 21, 2018. 

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    Tags: NFIP, National Flood Insurance Program, FEMA, Federal Emergency Management Agency, Flood Reform, Floods, Flood Damage, Flooding, Flood Insurance Coverage, flood insurance, Lapse